Frequently Asked Questions for Creditors
Why did I receive a Notice of Case Commencement?
The debtor might owe you money. The debtor is required to list all of his or her creditors. If you have questions about why you are listed as a creditor, you should contact the debtor's attorney, whose contact information is on the Notice of Case Commencement.
Am I required to attend the § 341 meeting?
No, but you are welcome to attend. You do not need an attorney to attend, but you may be represented by an attorney if you wish. If you attend, you should come into the meeting room and sit at the table when the debtor's name is called.
Can I ask the debtor questions at the § 341 meeting?
Yes, you will be given a short amount of time to ask questions.
Can I get a copy of the recording of a § 341 meeting?
Yes. You may contact the Grand Rapids Office of the United States Trustee to request a copy of the recording. You will need the case name, case number, and the date of the meeting. If you need this information, please call my office.
If I file a proof of claim, will I receive payment through the bankruptcy?
In most cases, the Notice of Case Commencement will state that you should not file a proof of claim unless you receive a Notice of Possible Dividends. If there might be funds for the Chapter 7 Trustee to distribute, you will receive a Notice of Possible Dividends, which will include a deadline for filing a proof of claim. Proofs of claims must be filed within the time stated on the Notice of Possible Dividends. The Trustee's office cannot offer legal advice about whether you should file a proof of claim or how to file a proof of claim. Please note that proofs of claims must be filed with the Bankruptcy Court, not the Trustee.
My address is wrong in the debtor's bankruptcy papers. How do I change it?
Please file a Change of Address form with the Bankruptcy Court.
If the debtor received a discharge, is the bankruptcy case closed?
No. The discharge means that the debtor is no longer legally obligated for certain debts. The case may remain open after the discharge so that the Trustee can administer assets.